Advice flows freely off the internet on how to have a good, yes great retirement. Most of the advice is set in financial terms and framed by ads like “have $500,000 in your portfolio” well come over here and talk to us. One of the latest to do lists is in Forbes Magazine. It has only 9 points to list, ending with “a planned retirement is happy retirement” – no kidding. The list starts with ” figure out what you want” and in between has a bunch of the standard suggestions. Get a part time job. Stay healthy as opposed to I guess to drink your self to oblivion or become a couch potato.
Always it is about the money- have an income plan. Yes we plan to have income. Recently I read where Millennials are better at having budgets than boomers. They spend a lot on their social life, but they work it into the budget! Another other gem on the Forbes plan is talk to your partner and mutually discuss the plan and I guess reveal those Swiss banks accounts. And this one I love, “see your children and grandchildren”. Everyone’s situation is different and that can be a loaded problem to start with. Throw in “learn new things” and you could have the realization that maybe you did not learn all you needed to know in kindergarten. The only one that I think borders on any kind of discussion is, “choose a retirement date and stick to it”
After an earlier post this week, I decided to try and find one book that I could recommend for those both pre and post retirement. A book that has more to do with the y o u in retirement and less with the platitudes above. I have only read the mostly positive reviews, but The Retirement Maze by Rob Pascal, looks like it at least attempts to do more. I will gladly post your review of this book or hope that people will comment if they have read it. The two negative reviews are that some people found it depressing and that the font is too small. It was published in hardback in 2012 and paperback in 2014 and is still selling online so it must be offering something.
On that note, I want to throw out an off the cuff, ( see disclaimer) message. Those who are feeling depressed or overwhelmed by their circumstances pre or post retirement should do more than read a book. Many PCPs deal well with talking to long term patients about depression when they see the signs, losing sleep- losing weight. There is more training going on with the primary care docs. That is necessary as it can take weeks to get an appointment with professional counselors and psychiatrists. Wellness is not a cliche word, you need to know when to talk to someone about it.